Commercial Real Estate
Yalla Funding Solutions structures commercial loans for investors and principals — bridge for repositioning, and term once stabilized (all deal sizes).
- Use: Acquisition, Refi, Bridge, Repositioning, Ground-Up Construction
- Property Types: Mixed-Use, Multifamily, Marinas, Resorts, Hotels, RV Parks, and Mobile Home Parks, and more
- How to get an offer: Get us what we need to build the file—we’ll take it from there—package it, set expectations, and keep you updated as feedback comes in.
We enjoy a good challenge—bring us the deals with a little hair on them. We’ll find the path forward.
Short, Clear Submissions Win
Short, clear deal files win—long pitch decks and oversized spreadsheets don’t.
Lead with a clean story then add details when it helps.
Scenarios we fund
Most commercial requests fit into one of these three buckets.
Bridge & Construction (Value-Add / Stabilization)
- Acquisition bridge for value-add commercial deals
- Lease-up / stabilization bridge (including “bridge to term” strategies)
- Ground-up construction (GUC) and construction-to-stabilization paths
Stabilized Commercial Loans (Permanent)
- Long-term financing for stabilized assets with proven cash flow
- Rate / term options based on DSCR, debt yield, and property fundamentals
- Refi, cash-out, or acquisition on stabilized collateral
Niche & Special Situations
- Hospitality, marinas, RV parks, and other special-use collateral
- Income that does not fit standard models (e.g., ADR, slip leases, park income, seasonal revenue)
- Operational complexity that needs a clearer lender explanation
- Story-driven underwriting where the “why” matters as much as the NOI
How we put the deal together
Story + Required Documents
We turn your deal into a short, easy-to-follow submission that clearly explains the asset, plan, and exit. We pair that story with the core financial documents lenders use to quickly screen opportunities and issue offer letters or letters of intent.
Structure That Helps Your Upside
We work with you to structure the deal so it not only gets offers, but also delivers the most favorable outcome for you by aligning leverage, term, reserves, and exit strategy with the asset and business plan.
Want the details?
Key underwriting details that shape terms and lender decisions.
PFS + SREO (Combined)
Personal Financial Statement (PFS) and Schedule of Real Estate Owned (SREO) show net worth, liquidity, liabilities, and existing property exposure. Together they help lenders evaluate guarantor strength and portfolio risk early.
What Commercial Underwriting Reviews
Commercial files are reviewed in more depth, including T12, sponsor experience, global cash flow, liquidity, and broader market/asset conditions.
Term vs. Amortization
Many commercial loans have shorter maturities even when amortized over 25-30 years or structured as interest-only for part of the term, so refinance planning matters.
Cost Segregation
Cost segregation can accelerate depreciation on qualifying components, which may improve after-tax cash flow and project returns when coordinated with tax advisors.
What Clients Say
“They didn’t flinch at the complexity—just mapped the story, the numbers, and the next steps.”
Commercial borrower • Value-add deal
“We got thoughtful feedback early, which saved time and avoided last-minute surprises.”
Multifamily investor • Acquisition deal
Have a Commercial Scenario?
Share the basics and we will tell you which option fits and what to send first.